Need to talk? Call 1800 882 436.
It's a free call with a maternal child health nurse. *call charges may apply from your mobile

Is it an emergency? Dial 000
If you need urgent medical help, call triple zero immediately.

beginning of content

Medicare and other benefits

5-minute read

Key facts

  • If you have a Medicare card, you can access a range of health care services for free or at a lower cost.
  • These include medical services, hospital treatments and prescription medicines.
  • The Australian government also provides other financial support benefits to Australian families. These include financial help with childcare, parental payments, and family tax benefits.
  • Payments are made based on financial need and a range of other criteria. You can check your eligibility for these payments on the Services Australia web pages, listed below.

What is Medicare?

Medicare is Australia’s universal health insurance scheme. It provides access to medical and hospital services for all Australian residents, as well as some visitors to Australia.

Medicare covers:

  • free or subsidised treatment by health care professionals such as doctors, specialists, and participating allied health professionals such as optometrists and dentists
  • free of charge treatment and accommodation for public Medicare patients in a public hospital
  • part payment for services and procedures if you are a private patient in a public or private hospital

What other benefits are available?

The Pharmaceutical Benefits Scheme (PBS) provides approved prescription medicines at a lower cost to Australian residents.

The Australian government provides other support for families who meet certain eligibility criteria. These include:

Newborn and parental leave payments

When you have a baby or adopt a child, there are 2 types of payments available. You are only able to claim one type of payment per child:

  • Newborn Upfront Payment and Newborn Supplement is available to eligible parents. It is an increase to your Family Tax Benefit Part A payment when you have a baby or adopt a child.
  • Parental Leave Pay is a payment for up to 18 weeks to help eligible parents take time off work, to care for a newborn or recently adopted child.

If you’re eligible, Dad and Partner Pay, is also available. This payment can be for up to 2 weeks while you care for your new child.

Visit Services Australia to find out if you are eligible for the payments.

Family Tax Benefit

The Family Tax Benefit is a 2-part payment that helps you with the cost of raising a child. The payment is usually available if you have a child aged 19 or under and you meet the eligibility income test.

For more information on eligibility and claiming, visit Services Australia.

In order to receive the Family Tax Benefit Part A supplement and Child Care Benefit, your child needs to be up to date with their vaccinations, based on the Australian immunisation schedule or have a medical exemption if they are unable to be vaccinated.

Child Care Subsidy

A range of payments and services are available to help families with the costs of child care. To be eligible for the Child Care Subsidy, your child must meet certain criteria as well as be either immunised, on an immunisation catch up schedule, or exempt from immunisation. You can find details of your child’s immunisation status on the Australian Childhood Immunisation Register.

Find child care services at StartingBlocks.gov.au using their tool Find Child Care.

Payments for families

The Australian government provides a range of additional payments for families and services that help with the cost of your children’s education and health care.

For more information visit Services Australia.

Speak to a maternal child health nurse

Call Pregnancy, Birth and Baby to speak to a maternal child health nurse on 1800 882 436 or video call. Available 7am to midnight (AET), 7 days a week.

Learn more here about the development and quality assurance of healthdirect content.

Last reviewed: August 2022


Back To Top

Need more information?

Enrolling in Medicare - Medicare - Services Australia

Find out how to enrol in Medicare.

Read more on Medicare website

Early education - Growing up - Services Australia

Find out about early childhood education and child care options. This can help you choose the right service and get support for your family.

Read more on Centrelink website

Maternity services in rural Victoria

Find out what maternity services are available in rural and remote Victoria and how to get care and support during your pregnancy, labour and birth.

Read more on Pregnancy, Birth & Baby website

Financial support for rural families

Financial support is available if you live in rural or remote areas. Find out if you're eligible and how to access assistance in the country.

Read more on Pregnancy, Birth & Baby website

Payments for families

Payments to support families are available from the Australian Government. Find out what’s available if you are the parent or carer of a child.

Read more on Pregnancy, Birth & Baby website

Pregnancy and newborn care on a visa in Australia

Pregnancy and newborn care are available in Australia on a visa. There may be extra costs if you're not covered by Medicare or private health insurance.

Read more on Pregnancy, Birth & Baby website

Medicare during pregnancy

Medicare is a health insurance scheme funded by the Australian government. Find out what is covered by Medicare during pregnancy and after your baby is born.

Read more on Pregnancy, Birth & Baby website

What do paediatricians do?

Paediatricians diagnose, treat and provide care for babies, kids and teenagers; including illnesses and physical, mental and behavioural development.

Read more on healthdirect website

Toddler & baby sleep problems: find help | Raising Children Network

Having problems with toddler and baby sleep and settling? Read how professionals can help with baby sleep, and find out where to get the help you need.

Read more on raisingchildren.net.au website

Paediatrician: parents & kids guide | Raising Children Network

Your child might see a paediatrician for advice and treatment of child health and development issues. Paediatricians care for babies, children and teenagers.

Read more on raisingchildren.net.au website

Call us and speak to a Maternal Child Health Nurse for personal advice and guidance.

Need further advice or guidance from our maternal child health nurses?

Healthdirect Australia acknowledges the Traditional Owners of Country throughout Australia and their continuing connection to land, sea and community. We pay our respects to the Traditional Owners and to Elders both past and present.

This information is for your general information and use only and is not intended to be used as medical advice and should not be used to diagnose, treat, cure or prevent any medical condition, nor should it be used for therapeutic purposes.

The information is not a substitute for independent professional advice and should not be used as an alternative to professional health care. If you have a particular medical problem, please consult a healthcare professional.

Except as permitted under the Copyright Act 1968, this publication or any part of it may not be reproduced, altered, adapted, stored and/or distributed in any form or by any means without the prior written permission of Healthdirect Australia.